Helping you gain financial independence
by assessing your current situation
and helping you plan for retirement.


We are one of the world’s leading retirement specialist companies. We match clients and financial consultants. TRS Online has helped thousands of clients transfer hundreds of millions of pounds of UK pensions into tax efficient pension arrangements over the years.

We specialise in finding out how much your UK pension is worth. Using the services of UK qualified advisers, we can determine if pension transfer is the right solution for you, along with whether you need to supplement your pension with regular savings to help fund your retirement ambitions.


We track down your UK pension and send you a comprehensive valuation report, which shows you how much it is worth. We also link you up with UK qualified pension specialists across the globe, who can assess your individual circumstances and give you expert advice on whether a pension transfer would be beneficial to you. 

Choosing to retire abroad is not an easy decision to make.

You have to ensure that your pension fund can offer you the degree of financial support you need to live abroad during your retirement. You need the right information from a credible source before you make an educated decision.


A SIPP is a UK government approved personal pension scheme that allows you to make your own investment decisions. You can choose from a wide range of investment options as approved by HM Revenue and Customs (HMRC).

If you are tired of dealing with investment advisors, then this DIY pension scheme is the right approach for you. With a SIPP, you decide how much to invest, what to invest in and how much it will cost.

However, you need to know about investing. This means researching and understanding the options that work best for you.

Qualifying Recognised Overseas Pension Scheme (QROPS) is an overseas pension scheme that meets certain requirements set by Her Majesty’s Revenue and Customs (HMRC). A QROPS pension can receive transfers from UK Pension Benefits without incurring an unauthorised payment and sanction scheme charge.

There are over 3000 QROPS available with a variety of different pension structures on offer. QROPS is a popular scheme among British expats due to the flexibility in currency and investment. A QROPS fund can help you avoid UK taxation as long as the pensioner is a tax resident outside the UK.

A Qualifying Non-UK Pension Scheme (QNUPS) is a type of overseas pension scheme available to British citizens who reside permanently outside of the United Kingdom or in the United Kingdom. The QNUPS scheme was created by the Inheritance Tax Regulations in 2010.

If you are a high net worth individual and have already used up your annual and lifetime allowances, then QNUPS is a perfect option, if you are looking to save more.  Because annual and lifetime allowances do not apply to QNUPS, there is no limit to the amount you can add to QNUPS.

Yes, we do. The consultants we choose to work with are fully UK qualified with specialist knowledge on UK pension transfers and UK tax law. Our specialists can provide you with expert advice and guidance that will help you make the right decision.

What makes us special?

We have assisted thousands of clients all over the world to transfer their frozen UK pensions and plan for their retirement. To date, we have helped successfully transfer over 500 million Pounds worth of frozen UK pensions. We are amongst the best at what we do.

UK Qualified
Experts in UK tax law
Knowledge in UK pension transfers
Tailor-made retirement plan
United Kingdom
  • Wilson House, 2 Lorne Park Rd
    Bournemouth, Dorset BH1 1JN

  • 0044 (0) 1202 319 982